Appraisal services for Colorado Springs and El Paso County homeowners

Here are the top 7 reasons why CO homeowners call on Everstead Appraisal Services LLC:

  1. Pre-listing appraisals (whether they're selling the home themselves or using an agent)
  2. Challenge a property tax assessment
  3. Remove PMI to lower their mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Settle an estate in CO by determining the true market value of real estate in question

Own a home in or near Colorado Springs, CO and need help determining the value of it?
Contact Everstead Appraisal Services LLC.

We at Everstead Appraisal Services LLC understand the unique needs of a consumer after appraisal services. Our regular business clients are used to the appraisal process and the customary reporting formats. As our valued client, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Everstead Appraisal Services LLC, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your property's price, and not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value judgement than yours.

PMI Removal Appraisals

A preferred way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. At Everstead Appraisal Services LLC, we're seasoned in helping homeowners just like you remove unneeded and unwanted PMI insurance.

Challenging property tax assessments

Lets say your house is not appreciating as much as other houses nearby -- your local tax assessor may have your house overvalued. This means you're going to pay higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Everstead Appraisal Services LLC is your #1 weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can this be troublesome from a cash flow standpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Everstead Appraisal Services LLC can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd like to have an expert double-check it for preciseness or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? Everstead Appraisal Services LLC offers field reviews where we go out and check the subject and comparables. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have in your possession. Even though this is typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your home.